✓ LIFETIME RATE LOCK ✓ NO HIDDEN FEES ✓ MONTH-TO-MONTH ✓ NO LONG-TERM CONTRACTS

TRADITIONAL PRICING

HONEST PRICING. NO SURPRISES. EVER.

At Dark Horse Payments we believe you should know exactly what you're paying — and why.

UNDERSTANDING YOUR RATE

THE HONEST ANSWER TO "WHAT ARE YOUR RATES?"

One of the most common questions we get is "What are your rates?" — and honestly, it's a loaded question. Any processor that gives you a flat number without understanding your business first is either guessing or not being straight with you. Here's what actually goes into your rate.

HOW YOU TAKE PAYMENTS

Swiping in person, invoicing clients, or taking payments online each carry their own processing profile.

WHAT CARDS CUSTOMERS USE

A basic debit card costs far less to process than a premium rewards or business card.

BUSINESS TYPE & RISK PROFILE

Average ticket size, industry, volume, and time in business all factor into a fair rate.

WHO YOU PROCESS WITH

Your processor controls the markup above interchange — and reserves the right to raise it.

KNOW THE DIFFERENCE

UNDERSTANDING PRICING MODELS

MODEL 01 — FLAT RATE PRICING

⚠ COSTLY

One rate for every transaction. Simple to read but almost always the most expensive option — common with Square & Stripe.

MODEL 02 — TIERED PRICING

⚠ LEAST TRANSPARENT

Transactions grouped into tiers the processor decides — premium cards almost always land in the most expensive tier with little visibility.

MODEL 03 — COST PLUS BASIS POINTS

✅ DARK HORSE PAYMENTS USES THIS

Interchange cost plus a small fixed markup. Nothing bundled, nothing inflated — every line has a clear explanation. The most transparent model in the industry.

FREE STATEMENT REVIEW

SEE EXACTLY WHAT YOU'RE PAYING TODAY

01

SEND YOUR STATEMENT

Share your most recent processing statement.

02

WE BREAK IT DOWN

We identify what you're paying and where the markup is going.

03

WE SHOW YOU THE SAVINGS

Model your numbers under both traditional and dual pricing.

04

YOU DECIDE — NO PRESSURE

If Dark Horse Payments's the right fit, great. If not, no hard feelings.

NOT SURE WHICH PROGRAM IS RIGHT FOR YOU?